This book is a great view of why and how you are in debt. It tells you how to get control of your spending and your life so you can enjoy more time for you. Simple little things that make a huge difference in how much you spend at the end of the year. Take a realistic look at how and why you are in debt and most important how to GET OUT of DEBT!!

This book is a no-nonsense guide to reducing one’s financial debt and the resultant unhappiness. The advice takes you to a new level of understanding yourself and the behaviors that keep you trapped in perpetual debt and unhappiness. The simple steps to becoming debt free EMPOWER you to a new level of thinking and of being in control. Recommended reading to anyone ready to break free of their unhappy debt filled lifestyle. A low cost alternative to a Life Coach.

The simplicity of this book with its straight forward and to the point format may be deceiving at first but as you find yourself thinking of the ideas set forth in the book, and actually find yourself subconciously practicing the techniques you realize the book is so much more than it seems, and you too, are on your way to a happier debt free lifestyle.